<?xml version="1.0"?>
<feed xmlns="http://www.w3.org/2005/Atom" xml:lang="en">
	<id>http://108.61.72.59:8080/index.php?action=history&amp;feed=atom&amp;title=Here%27s_What_Super_Funds_Charge</id>
	<title>Here&#039;s What Super Funds Charge - Revision history</title>
	<link rel="self" type="application/atom+xml" href="http://108.61.72.59:8080/index.php?action=history&amp;feed=atom&amp;title=Here%27s_What_Super_Funds_Charge"/>
	<link rel="alternate" type="text/html" href="http://108.61.72.59:8080/index.php?title=Here%27s_What_Super_Funds_Charge&amp;action=history"/>
	<updated>2026-11-08T02:34:33Z</updated>
	<subtitle>Revision history for this page on the wiki</subtitle>
	<generator>MediaWiki 1.45.1</generator>
	<entry>
		<id>http://108.61.72.59:8080/index.php?title=Here%27s_What_Super_Funds_Charge&amp;diff=77199&amp;oldid=prev</id>
		<title>GailLacy189 at 19:44, 19 October 2026</title>
		<link rel="alternate" type="text/html" href="http://108.61.72.59:8080/index.php?title=Here%27s_What_Super_Funds_Charge&amp;diff=77199&amp;oldid=prev"/>
		<updated>2026-10-19T19:44:36Z</updated>

		<summary type="html">&lt;p&gt;&lt;/p&gt;
&lt;table style=&quot;background-color: #fff; color: #202122;&quot; data-mw=&quot;interface&quot;&gt;
				&lt;col class=&quot;diff-marker&quot; /&gt;
				&lt;col class=&quot;diff-content&quot; /&gt;
				&lt;col class=&quot;diff-marker&quot; /&gt;
				&lt;col class=&quot;diff-content&quot; /&gt;
				&lt;tr class=&quot;diff-title&quot; lang=&quot;en&quot;&gt;
				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;← Older revision&lt;/td&gt;
				&lt;td colspan=&quot;2&quot; style=&quot;background-color: #fff; color: #202122; text-align: center;&quot;&gt;Revision as of 19:44, 19 October 2026&lt;/td&gt;
				&lt;/tr&gt;&lt;tr&gt;&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot; id=&quot;mw-diff-left-l1&quot;&gt;Line 1:&lt;/td&gt;
&lt;td colspan=&quot;2&quot; class=&quot;diff-lineno&quot;&gt;Line 1:&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;−&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;To comprehend just how much you are truly paying in superannuation costs, you need to demystify the different methods products and funds define them. In June 2004 the SIS Act and Laws were amended to require all &lt;/del&gt;[https://&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;myspace&lt;/del&gt;.com/&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;ralaimo876&lt;/del&gt;/&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;post/activity_profile_51460076_139784ea791341108222acd0d4e81cc1/comments superannuation &lt;/del&gt;fees &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;comparison&lt;/del&gt;] &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;trustees &lt;/del&gt;to &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;relate to become a Registrable Superannuation Entity Licensee (RSE Licensee) on top &lt;/del&gt;of &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;that each &lt;/del&gt;of the &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;superannuation funds &lt;/del&gt;the &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;trustee operates is also called for to be signed up&lt;/del&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Even &lt;/del&gt;taking more recent estimates from the Australian Prudential Law Authority (APRA) based upon &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;data &lt;/del&gt;incredibly funds report to the &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;regulator&lt;/del&gt;-- which does not count all charges and charges-- we are &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;estimated &lt;/del&gt;to invest &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;about &lt;/del&gt;$19.3 billion.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Such a plan is known as &quot;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;income &lt;/del&gt;sacrifice&quot;, and for &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;revenue &lt;/del&gt;tax &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;functions &lt;/del&gt;the &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;payments &lt;/del&gt;are treated as company superannuation payments, which are &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;normally &lt;/del&gt;tax deductible to the &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;company&lt;/del&gt;, and are not subject to the superannuation &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;guarantee &lt;/del&gt;(SG) &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;regulations&lt;/del&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;The Howard government likewise limited &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;employer &lt;/del&gt;SG &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;payments &lt;/del&gt;from 1 July 2002 to a staff member&#039;s &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;common &lt;/del&gt;time &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;incomes &lt;/del&gt;(OTE), &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;which &lt;/del&gt;includes &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;wages &lt;/del&gt;and &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;salaries&lt;/del&gt;, &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;as well as rewards&lt;/del&gt;, &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;payments&lt;/del&gt;, change loading and informal loadings, &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;however &lt;/del&gt;does not &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;include &lt;/del&gt;overtime paid.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Lenders have actually developed SMSF lendings to allow SMSF&lt;/del&gt;&#039;s &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;to obtain for house, industrial home &lt;/del&gt;and &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;commercial property, however funds can not obtain vacant land or change the possession eg establish, improve or build making use &lt;/del&gt;of &lt;del style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;borrowed money&lt;/del&gt;.&lt;/div&gt;&lt;/td&gt;&lt;td class=&quot;diff-marker&quot; data-marker=&quot;+&quot;&gt;&lt;/td&gt;&lt;td style=&quot;color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;&quot;&gt;&lt;div&gt;[https://&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;flipboard&lt;/ins&gt;.com/&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;@alexnewburn&lt;/ins&gt;/&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;retirement-planning-bnbn32p3y super &lt;/ins&gt;fees &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;explained&lt;/ins&gt;] &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;charges are a pesky fact of expanding your retired life financial savings, but with a bit of know-how, you can maintain them from munching away at your future wide range. These consist of management, conformity, marketing and modern technology costs; expenditures related &lt;/ins&gt;to &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;the everyday trading &lt;/ins&gt;of &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;investments; along with costs for the insurance coverage costs, plus any type &lt;/ins&gt;of &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;expenses incurred by &lt;/ins&gt;the &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;fund in administering &lt;/ins&gt;the &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;insurance coverage&lt;/ins&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Also &lt;/ins&gt;taking &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;much &lt;/ins&gt;more recent estimates from the Australian Prudential Law Authority (APRA) based upon &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;information &lt;/ins&gt;incredibly funds report to the &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;regulatory authority&lt;/ins&gt;-- which does not count all charges and charges-- we are &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;approximated &lt;/ins&gt;to invest &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;regarding &lt;/ins&gt;$19.3 billion.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Such a plan is known as &quot;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;salary &lt;/ins&gt;sacrifice&quot;, and for &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;income &lt;/ins&gt;tax &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;obligation purposes &lt;/ins&gt;the &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;repayments &lt;/ins&gt;are treated as company superannuation payments, which are &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;usually &lt;/ins&gt;tax deductible to the &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;employer&lt;/ins&gt;, and are not subject to the superannuation &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;warranty &lt;/ins&gt;(SG) &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;rules&lt;/ins&gt;.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;The Howard &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;federal &lt;/ins&gt;government likewise limited &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;company &lt;/ins&gt;SG &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;contributions &lt;/ins&gt;from 1 July 2002 to a staff member&#039;s &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;average &lt;/ins&gt;time &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;revenues &lt;/ins&gt;(OTE), &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;that &lt;/ins&gt;includes &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;salaries &lt;/ins&gt;and &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;incomes&lt;/ins&gt;, &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;in addition to incentives&lt;/ins&gt;, &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;compensations&lt;/ins&gt;, change loading and informal loadings, &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;but &lt;/ins&gt;does not &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;consist of &lt;/ins&gt;overtime paid.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;Unique guidelines apply in connection with companies operating&quot; specified advantage&quot; superannuation systems, which are much less common traditional employer funds where advantages are identified by a formula usually based on a staff member&lt;/ins&gt;&#039;s &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;last typical income &lt;/ins&gt;and &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;length &lt;/ins&gt;of &lt;ins style=&quot;font-weight: bold; text-decoration: none;&quot;&gt;service&lt;/ins&gt;.&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;/table&gt;</summary>
		<author><name>GailLacy189</name></author>
	</entry>
	<entry>
		<id>http://108.61.72.59:8080/index.php?title=Here%27s_What_Super_Funds_Charge&amp;diff=75042&amp;oldid=prev</id>
		<title>DarrinCathey: Created page with &quot;To comprehend just how much you are truly paying in superannuation costs, you need to demystify the different methods products and funds define them. In June 2004 the SIS Act and Laws were amended to require all [https://myspace.com/ralaimo876/post/activity_profile_51460076_139784ea791341108222acd0d4e81cc1/comments superannuation fees comparison] trustees to relate to become a Registrable Superannuation Entity Licensee (RSE Licensee) on top of that each of the superannua...&quot;</title>
		<link rel="alternate" type="text/html" href="http://108.61.72.59:8080/index.php?title=Here%27s_What_Super_Funds_Charge&amp;diff=75042&amp;oldid=prev"/>
		<updated>2026-10-19T14:49:51Z</updated>

		<summary type="html">&lt;p&gt;Created page with &amp;quot;To comprehend just how much you are truly paying in superannuation costs, you need to demystify the different methods products and funds define them. In June 2004 the SIS Act and Laws were amended to require all [https://myspace.com/ralaimo876/post/activity_profile_51460076_139784ea791341108222acd0d4e81cc1/comments superannuation fees comparison] trustees to relate to become a Registrable Superannuation Entity Licensee (RSE Licensee) on top of that each of the superannua...&amp;quot;&lt;/p&gt;
&lt;p&gt;&lt;b&gt;New page&lt;/b&gt;&lt;/p&gt;&lt;div&gt;To comprehend just how much you are truly paying in superannuation costs, you need to demystify the different methods products and funds define them. In June 2004 the SIS Act and Laws were amended to require all [https://myspace.com/ralaimo876/post/activity_profile_51460076_139784ea791341108222acd0d4e81cc1/comments superannuation fees comparison] trustees to relate to become a Registrable Superannuation Entity Licensee (RSE Licensee) on top of that each of the superannuation funds the trustee operates is also called for to be signed up.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Even taking more recent estimates from the Australian Prudential Law Authority (APRA) based upon data incredibly funds report to the regulator-- which does not count all charges and charges-- we are estimated to invest about $19.3 billion.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Such a plan is known as &amp;quot;income sacrifice&amp;quot;, and for revenue tax functions the payments are treated as company superannuation payments, which are normally tax deductible to the company, and are not subject to the superannuation guarantee (SG) regulations.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;The Howard government likewise limited employer SG payments from 1 July 2002 to a staff member&amp;#039;s common time incomes (OTE), which includes wages and salaries, as well as rewards, payments, change loading and informal loadings, however does not include overtime paid.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Lenders have actually developed SMSF lendings to allow SMSF&amp;#039;s to obtain for house, industrial home and commercial property, however funds can not obtain vacant land or change the possession eg establish, improve or build making use of borrowed money.&lt;/div&gt;</summary>
		<author><name>DarrinCathey</name></author>
	</entry>
</feed>